By accessing this web site, you are agreeing to be bound by the web site Terms and Conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.
If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trademark law.
To the extent permitted by law, we are not liable to any person in relation to use of the website, and you waive all claims against us in relation to your use of the website. The materials on this web site are provided “as is”. Personal Loan Pal makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Furthermore, we do not warrant that the website will always be accessible and we do not warrant that the website is free from anything that may damage any device used to access the website.
We are bound by the National Privacy Principals and under the Privacy Act 1988 and as such, any information concerning the Client and their respective Client Records may be passed to third parties. However, Client records are regarded as confidential and therefore will not be divulged to any third party, other than trusted partners who are necessary to provide the services heir in or if legally required to do so to the appropriate authorities.
Personal Loan Pal may provide links to third party websites. These websites are not under our control, and we accept no liability for the content or availability of any linked site that is not operated by us or any link contained in a linked site not operated by us. You access those sites and use their products and services solely at your own risk. Accordingly, you should read the terms and conditions of those websites before using them and direct any questions or comments about the linked website’s contents to the relevant website provider.
Copyright and other relevant intellectual property rights exist on all text relating to Personal Loan Pal services and the full content of this website.
Personal Loan Pal maintains reasonable measures to protect the security and confidentiality of your personal information from misuse, interference and loss, unauthorized access, modification or disclosure. We have constructed our systems and processes to protect your information from square one. Please refer to our Security Policy for more information.
Any information you provide Personal Loan Pal by any means, is only collected for reasons that are reasonably necessary or related to business functions or activities conducted by Personal Loan Pal. The purposes we collect this information include:
The kinds of personal information we may collect about you include:
We use ‘cookies’ to provide you with better and more customised service and with a more effective website. A ‘cookie’ is a small text file placed on your computer by our web page server. Our webpage servers can later retrieve a cookie. Cookies are frequently used on websites and you can choose if and how a cookie will be accepted by configuring your preferences and options in your Internet browser.
If you have a complaint or dispute in relation to the website, please contact us using our contact details published on the website.
The information on this web site is provided on an “as is” basis. To the fullest extent permitted by law, Personal Loan Pal:
Personal Loan Pal does not however exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.